Monday, April 14, 2008

Investors Delight on Income

Only 1 out of 5 Americans has enough savings to cover their living expenses for more than 6 months, according to LexisNexis
To maintain your current lifestyle after you stop working, you'll have to earn between 70% and 75% of your pre-retirement income. YEAH, RIGHT!
Social Security Surprise: Think your benefits will be there when you need them? Think again. Oh -- and your family owes Uncle Sam $473,456, too
Your pension -- GONE? $22.8 billion deficit at government pension insurance agency threatens the security of every hard-working American -- including you
Don't panic -- HELP is here! Make back every dollar you lose in government shortfalls, volatile Wall Street markets, housing bubbles -- and MORE
REVEALED IN THIS REPORT: The names of 3 under-the-radar dividend-paying stocks you MUST BUY in the NEXT 5 DAYS -- that have already rewarded some investors with a total return of 49.21%
GOOD-BYE, OLD MAN STOCKS! These income producers are NOT your father's fuddy-duddy blue chips ... these exciting, little-known companies give you STEADY gains for a safe secure future.
Dear Fellow Market-watcher:
If you ignore this warning and put your faith in government-backed Social Security or a company-sponsored pension in the hope you'll have an easy retirement ... it's just like FLUSHING YOUR FUTURE DOWN THE TOILET.As an advocate for potential investors, I don't want to see you make this mistake. You deserve a better future.
Give me the next five minutes to explain everything in this critical report and I promise to let you in on a guaranteed strategy that can ...
-- protect you from the coming Social Security bankruptcy
-- shield you from the coming blast of inflation
-- guard you against the coming pension debacle
... AND ...
-- fill your mailbox with a steady stream of steady income ... every month ... for the rest of your life.
Best of all, you could begin seeing your first checks in the next 90 days.
It's so easy.
Just imagine:
While other people only have bills to look forward to when they get their mail - YOU COULD BE pulling out a fistful of new cash and getting RICHER every time you open your mailbox -- if you make the right moves NOW.
My specialty is helping early-bird potential investors learn how to rake in reliable and consistent monthly income. Specifically, from dividend-producing stocks.
They're among the SAFEST investments on earth.
They don't involve options, short selling, market timing, betting on commodities, hedge funds, derivatives, the volatility of gold ... or any other high-risk strategy.
As I demonstrate below, this strategy delivers healthy gains ... month after month, year after year ... and can build you a "wealth fortress" for a lifetime of independence and security.

I give you my word: We'll get a total gain from EACH stock of AT LEAST 14% ...and usually more ... or I won't bother with them.

For the past 12 months and counting, my recommendations have been spot-on:
Crescent Real Estate Equities gave us a 27.39% gain in 16 months ... Dominion returned a gain of 14.18% in 14 months ... Inco showered us with a windfall gain of 85.83% in 11 months.
Then there was the 24.82% gain we pocketed from Verizon in only 12 months ... a 24.60% gain in 11 months from OMI ...
I could reveal the names of many more (and I will, in just a second), but first --
Let's put it in perspective:
Just ONE of these stocks would have protected you from the bite of inflation (roughly 2.9%) and still could've handed you a juicy profit!
Can you see why income investors jump for joy every time the mail comes?
There's another reason, too: higher returns.
Standard & Poor's predicts that over the next few years, the average annual appreciation in stock prices will be an anemic 6% -- if that. Let me ask you:
If you were concerned about the total return of your investments, wouldn't YOU zero in on the dividend payout? Wouldn't you hope to do better than 6%?
You bet you would.
Well, WE did.
As investors in dividend-paying stocks, we'd be rewarded with an 9.20% dividend from BP Prudhoe Bay ... more than 8% from American Capital Strategies ... a healthy 10% from MCG Capital ... 9.70% from Genco ... 10.30% from Double Hull ...
Should you rush out and buy these now? Heck, no!
They're great stocks, to be sure, but I have something much better in mind for you.

These stocks have already rewarded us with a combined total gain of 49.21%. If my analysis is correct, they've only BEGUN their rapid climb.
And finally, I'm going to tell you how to gain membership in a unique program that uncovers safe, high-yielding dividend-paying stocks EVERY month.
More on that in a minute. First, I have to ask you ...

Do you want to follow the jittery "record-breaking" Dow ... or do you

want to make real money?
I'm really steamed.
Because honest investors are being handed a line of bull about the Dow's new highs this fall. They're getting a false picture of how things are -- and it could put them at grave risk.
Here's why I'm so riled:
When the Dow hit a new peak in October, the media was all over the story like a cheap suit.
Break out the champagne! The economy is strong. Inflation is under control. Interest rates are going to tumble. Whoopee!
But astute investors saw three things that the media did not dwell on:
First: to get any good news from this spike, your portfolio would have to consist of every one of 30 big-company stocks in the Dow index

How many portfolios are like that? Right: VERY FEW.

Second: The Dow is a price-weighted average. This means that the higher the price of the stock, the more it influences the index itself.
But remember: the Dow is made up of only 30 stocks.
There are over 10,000 publicly-traded stocks in the U.S. Bottom line: having the most closely watched index comprised of only 30 is ludicrous and paints a PHONY picture of prosperity.
Third and MOST SIGNIFICANT: Of the 30 stocks in the Dow, only 10 are actually higher today than they were back on its high on January 14, 2000.
That means that TWO-THIRDS of the stocks sitting in the Dow's "record high" are LOWER than they were SIX YEARS AGO.
For investors, the news is grossly misleading. It gives a false sense of security. The benefits are as much of an illusion as Enron's ethics. And just as deceitful.
A better indicator of overall market conditions is the S&P 500. But when you look closely at this index, the picture looks worse:
The broader-based S&P 500 is still about 11% BELOW its record March 24, 2000 high of 1552.87.
Forget about the Nasdaq:
It's off more than 54% from its peak above 5000 that it reached in March 2000. Put another way: it hasn't even made it back to half of its all-time high.
How many Wall Street bulls told you this? You guessed it: NONE!
But I WILL -- because I'm concerned about your welfare. I'm determined -- no, make that committed -- to do everything I can to ensure that you don't fall victim to this double-talk and nonsense.

But first I want to prove why I'm firmly convinced that ...

Income stocks will be the hottest investments in 2007 ... and beyond

I was flabbergasted to see the number of investors who ditched dividend-paying stocks in the 1990s.
Clearly, this was abnormal. It certainly wasn't the case for most of the last century. Since 1926, history teaches us that dividends made up 41% of investors' total returns.
In other words, people like you and me made almost HALF of our wealth during the past 100 years from dividends of companies who gave out cash to their shareholders. Not just in boom times either. Even during the worst economic downturns in our history, the prime "way to wealth" was dividends:
After the Crash of '29, corporations paid out as much as 80% of their earnings in dividends to win back investor confidence.
During the Market Slaughter of 2000-2002, companies that paid dividends fared better than non-dividend paying companies.
Much, much better.
While non-dividend paying stocks fell 35%, dividend payers broke even on average -- and only a few companies lowered their payouts. Which proves that they're ultra-reliable.
Believe it or not, corporations love to pay them. Once they start handing them out, companies would rather die than omit them or even cut them.
Even if stock prices fall, investors can still count on a quarterly payment. Which means that dividend-paying stocks are less volatile because the companies pay out CASH.
Amazing, wouldn't you agree?Dividends made investors rich and secure for almost 100 years. So I couldn't understand what happened next, when ...
... investors were seduced by the glitz and false promises of growth companies, particularly in the tech field.
Suddenly, fundamentals didn't matter anymore. Earnings didn't matter. Profits didn't matter.
Even after they heard people like Fidelity superstar manager Peter Lynch and others push stocks that paid dividends -- investors stayed away in droves.
Until the 2000-2002 market collapse.
Then everything changed.

Six years later, the markets still haven't recovered

Between March 2000 and October 2002, U.S. stocks lost HALF THEIR VALUE -- or $7.4 trillion.
In just two years, the S&P 500 lost 49% of its value.
The Nasdaq got creamed, plunging 78%. In fact, the Nasdaq had the worst performance of ANY U.S. index in 70 years. And as you and I just saw ... the S&P and the Nasdaq are languishing.
When the market fizzled in March 2000, the biotech and tech stocks that didn't pay dividends got hurt the most.
I don't have to tell you: investors got wiped out. Lives were ruined and savings vaporized.
Suddenly investors turned back to -- no, they demanded -- the reliable income that dividends provide. Fortunately, corporations who had never issued a dividend payout in their history saw the handwriting on the wall and acted.
If you were in their shoes, what would YOU do?
To stem an investor exodus, wouldn't YOU start paying dividends to hold onto shareholders?
Of course you would! That's exactly what happened, too.
Luckily for investors, the timing couldn't be better:

Since the Bush administration lowered the tax rate on dividends from 38.6% to a maximum rate of 15%, investors are able to keep MORE dividend income now than ever before.

With the lower tax rate, even the dividend-averse tech sector has come around. Now more than 24 U.S.-based tech companies have started paying dividends. What was unthinkable 6 years ago is now commonplace.

Corporations love paying dividends. Because corporate honchos own a lot of their company's stock, they get a windfall at the lower tax rate, too.

From January 2003 through March 2005, 36 companies paid out dividends for the first time. Of those, 24 went on to INCREASE them. That's almost 7 out of 10 companies.

In 2004, more than 1,740 companies tracked by Standard & Poors increased their dividends. That's about 1 out of 4 companies in the index.

During the 2001-2004 period, when the market crash gave way to recovery, the total returns of dividend-paying stocks in the S&P 500 rose 40.5%, compared to only 27.4% for non-dividend payers.

The facts are clear: After years of fear and craziness in the markets ... after wild interest rate spikes and an accelerating meltdown in real estate ... after deceptive news about the Dow and the S&P and the Nasdaq ...

... investors are RUNNING BACK to dividend-paying stocks because ...

They want the safety.

They want the security.

And most of all: they want to PUT MONEY IN THEIR POCKETS.
PLUS: More and more companies than ever before are jumping on the bandwagon and paying
dividends. And the trend shows no signs of slowing down.

So let me ask you ...

"Why invest in high-risk growth equities when you can let dividend stocks make you RICHER by 404% ... 553% ... 1,367% and MORE?"

WARNING: Growth stocks may be flashy -- but history proves beyond a doubt: an income stock strategy PUMPS OUT ABOVE AVERAGE total returns over time.
From 1975 to 2005, dividend payers in the SP 500 grew at an annual rate of 10.2% ... while non-dividend paying stocks advanced by a pathetic 4.4%
A dividend stock strategy is ULTRA-SAFE.
Instead of plunging into high-risk options trading or commodities or margins or hedge funds, investors EXPLOIT soaring dividend returns to build wealth by an order of magnitude.
Let me demonstrate.
Had you invested in stocks that pay dividends from 1995 to 2005, you would have raked in returns of:
404% in ACE Limited ... 332% in Alberto-Culver ... 553% in American International Group ... 251% in Becton, Dickinson ... 1,660% in Citigroup ... 1,018% in Doral Financial ...
1,367% in Federal Home Loan ... 930% in First National Lincoln ... 1,011% in Harley-Davidson ... 848% in Home Depot ...
261% in Illinois Tool Works ... 256% in Johnson & Johnson ... 967% in Linear Technology ... 319% in McDonald's ... 1,365% in Paychex ...
1,438% in Pier 1 Imports ... 1,145% in Royal Bancshares ... 800% in Stryker ... 445% in Sysco ... 1,227% in USB Holding ... 441% in Wal-Mart ...
These stocks -- and dozens more -- raised their yields annually for 10 years. Does that mean that they -- or ANY income stock -- will continue to do that forever?No, you and I both know that there are no guarantees when it comes to investing. The risk of losing money never goes away completely.
But those returns weren't a fluke either...

Get a 50% dividend increase with your next Big Mac from McDonald's

I can tell you for a fact: many companies tend to INCREASE their dividends year after year.
More than 100 companies have raised their dividends for 30 years in a row ... 22 companies have done it for 40 years.
In September of 2006, McDonald's hiked its annual dividend almost 50%. This means that the fast food giant raised its yield EVERY YEAR since mailing out the first dividend check 30 years ago.
Microchip Technology, an Arizona-based maker of microcontroller and analog semiconductors, boosted its dividend every quarter since November 2003 -- a hefty total of 850%.
Analog Devices, which makes chips that convert real-world information into electrical signals, jacked up its dividends by 300% since it began paying them.
American Express, Pepsi, Target, Wal-Mart, State Street, Microsoft, Intersil, Guidant, eExclon ... and dozens more ... all PUMPED UP THEIR DIVIDENDS in 2006.
While 10 companies in the Dow "surged" and inflation crept up, dividend investors got more bang for their buck.
Much, much more.
Sweet, isn't it?
As sweet as it is, though, you can have it EVEN BETTER. That's because ...

When you invest in dividend stocks, it's like getting them for FREE!
How?


Because of the power of compounding.
Let's say you own shares in a company that pays you a dividend of $1 a share.
And let's say the payment goes up 10% a year (as we've just seen, that's VERY common). That means your dividend alone will DOUBLE every 7 years. It is this extra bit of compounding that helps your money to grow exponentially. Your original investment increases because you're earning a return on what you originally invested PLUS the dividends you've accumulated.
Over time, it's like PAYING NOTHING for a stock -- but you're still cleaning up on the returns.
When you add price appreciation to dividends, the amount of money you pile up is even more dramatic ...

From 1983 to 2003, the S&P gained 370%.
But if you had re-invested your dividends, your gain more than doubles to 880%! Talk about building a "wealth fortress"!

No comments: